For the purchase of real estate in Spain, you can take a mortgage from a Spanish bank, currently the own contribution is about 30%- 40%, everything depends on the documentation of the borrower and the bank’s decision.
With a business, documents are needed:
-printout from CEIDG
-PIT with UPO for 2020 and 2021
-KPiR cumulative for 2022/2021 and 2022
-identity card
-BIK report from Poland may be in English
-bank forms (we will fill in when we call the customer
For that, questions need to be answered:
-marital status?
-are there dependent children?
-value of the property being purchased?
-what is the planned contribution?
-what is the preferred term of the loan?
After submitting the documents to the bank , the waiting time for a decision is about 4 weeks.
