{"id":22761,"date":"2022-12-28T19:20:44","date_gmt":"2022-12-28T18:20:44","guid":{"rendered":"https:\/\/blanca-spain.com\/business-income-and-a-mortgage-in-spain-when-buying-a-property\/"},"modified":"2023-11-17T17:30:22","modified_gmt":"2023-11-17T16:30:22","slug":"business-income-and-a-mortgage-in-spain-when-buying-a-property","status":"publish","type":"post","link":"https:\/\/blanca-spain.com\/en\/business-income-and-a-mortgage-in-spain-when-buying-a-property\/","title":{"rendered":"Business income and a mortgage in Spain when buying a property"},"content":{"rendered":"\n<p>                       <\/p>\n\n<p><\/p>\n\n<p>For the <a href=\"https:\/\/blanca-spain.com\/en\/?p=22789\">purchase of real estate in Spain<\/a>, you can take a mortgage from a Spanish bank, currently the own contribution is about 30%- 40%, everything depends on the documentation of the borrower and the bank&#8217;s decision.  <\/p>\n\n<p>  With a business, documents are needed:<\/p>\n\n<p>-printout from CEIDG  <\/p>\n\n<p>-PIT with UPO for 2020 and 2021<\/p>\n\n<p>-KPiR cumulative for 2022\/2021 and 2022  <\/p>\n\n<p>-identity card<\/p>\n\n<p>-BIK report from Poland may be in English  <\/p>\n\n<p>-bank forms (we will fill in when we call the customer  <\/p>\n\n<p>  For that, questions need to be answered:<\/p>\n\n<p>-marital status?<\/p>\n\n<p>-are there dependent children?<\/p>\n\n<p>-value of the property being purchased?<\/p>\n\n<p>-what is the planned contribution?<\/p>\n\n<p>-what is the preferred term of the loan?<\/p>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/blanca-spain.com\/wp-content\/uploads\/2022\/12\/20221222_143047-1024x576.jpg\" alt=\"Business income and a mortgage in Spain when buying a property\" class=\"wp-image-19283\" width=\"292\" height=\"164\" srcset=\"https:\/\/blanca-spain.com\/wp-content\/uploads\/2022\/12\/20221222_143047-1024x576.jpg 1024w, https:\/\/blanca-spain.com\/wp-content\/uploads\/2022\/12\/20221222_143047-300x169.jpg 300w, https:\/\/blanca-spain.com\/wp-content\/uploads\/2022\/12\/20221222_143047-768x432.jpg 768w, https:\/\/blanca-spain.com\/wp-content\/uploads\/2022\/12\/20221222_143047-1536x864.jpg 1536w, https:\/\/blanca-spain.com\/wp-content\/uploads\/2022\/12\/20221222_143047-2048x1152.jpg 2048w, https:\/\/blanca-spain.com\/wp-content\/uploads\/2022\/12\/20221222_143047-1067x600.jpg 1067w, https:\/\/blanca-spain.com\/wp-content\/uploads\/2022\/12\/20221222_143047-496x279.jpg 496w\" sizes=\"(max-width: 292px) 100vw, 292px\" title=\"Business income and a mortgage in Spain when buying a property\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/blanca-spain.com\/wp-content\/uploads\/2022\/12\/pexels-riccardo-871060_Easy-Resize.com-&#x2014;-kopia-2-1024x682.jpg\" alt=\"Business income and a mortgage in Spain when buying a property\" class=\"wp-image-19152\" title=\"Business income and a mortgage in Spain when buying a property\"\/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n<p>After submitting the documents to the bank , the waiting time for a decision is about 4 weeks.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For the purchase of real estate in Spain, you can take a mortgage from a Spanish bank, currently the own contribution is about 30%- 40%, everything depends on the documentation of the borrower and the bank&#8217;s decision. With a business, documents are needed: -printout from CEIDG -PIT with UPO for 2020 and 2021 -KPiR cumulative [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[378,359],"tags":[397,381,398,382,396,399,380,400],"class_list":["post-22761","post","type-post","status-publish","format-standard","hentry","category-law-and-finance-in-spain","category-uncategorized","tag-alicante-apartments","tag-costa-blanca-en","tag-credit-in-spain","tag-documents-for-a-loan-in-spain","tag-houses-in-spain","tag-houses-in-spain-with-credit","tag-mortgage-in-spain","tag-real-estate-loan-in-spain"],"_links":{"self":[{"href":"https:\/\/blanca-spain.com\/en\/wp-json\/wp\/v2\/posts\/22761","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blanca-spain.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blanca-spain.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blanca-spain.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/blanca-spain.com\/en\/wp-json\/wp\/v2\/comments?post=22761"}],"version-history":[{"count":2,"href":"https:\/\/blanca-spain.com\/en\/wp-json\/wp\/v2\/posts\/22761\/revisions"}],"predecessor-version":[{"id":22769,"href":"https:\/\/blanca-spain.com\/en\/wp-json\/wp\/v2\/posts\/22761\/revisions\/22769"}],"wp:attachment":[{"href":"https:\/\/blanca-spain.com\/en\/wp-json\/wp\/v2\/media?parent=22761"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blanca-spain.com\/en\/wp-json\/wp\/v2\/categories?post=22761"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blanca-spain.com\/en\/wp-json\/wp\/v2\/tags?post=22761"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}